365 Coaching Tips: 322nd, 323rd and 324th

November 18th Coaching Tip: Ask For A Favor.

Today and tomorrow are filled with important back-to-back meetings for me. I needed a slight adjustment in a meeting tomorrow morning at 9am that impacted four different people; I really needed to move it forward to today at 430pm. How do you ask for a last-minute favor, when it is uncomfortable to ask across four different parties? Tell the truth and ask the favor, as most of us are forgiving especially if you’ve been and are authentic. Once I explained that I couldn’t make it tomorrow morning (for a couple reasons) and asked to do it at the end of the business day today, we all realized quickly that it was about the same “business” time. The end of one business day is just one hour different that doing it first thing the next morning. It worked; I asked for the favor and we all adjusted. Favors are granted more freely when you’re kind, you’ve developed a relationship and give people a bit of a heads up. No one like surprises, but if you need a favor, be wise and truthful.

November 19th Coaching Tip: Dig Thru Those 50% OFF Clearance Boxes.

After work today, I decided to take a few minutes and go shopping at a few stores that carry some pretty cool Indiana University gear. The first couple stores had great gear, but the prices seemed a bit high, i.e. a hoodie with the IU Bison on it was $78-$90. I’m a HUGE Indiana fan, but that was out of reach for me.

As I walked down the street, I looked across the street and saw another smaller store with IU gear. As I neared my car, I stepped in to that small store (the 4th of four stores) with little to no nope. And boom, as I walked in, I saw boxes on the floor with 50% off marked on them. I quickly started going thru one of the boxes and found a $15 soft and thick “Indiana Football” black sweatshirt. Perfect, just perfect. The price was very friendly and the fit and feel were yummy. Dig in those clearance boxes, you’ll be surprised at what you find.

November 20th Coaching Tip: Ask For Help.

For some reason, my identify needed to be verified at work. I had been trying to “confirm” my digital and personal identify since late September, with zero success. As the clock wound down this week before my access was going to be eliminated, I went over to the local leaders in the office and told them my problem. At first they didn’t really understand; then after I kept trying on my own, I went back to them. And sure enough, one of them was experiencing the same “error” that I was receiving on my work laptop. Once I found the right person who had experienced the same painful process that I was going thru, she gave me not one but two names to help me. It worked! I was granted access immediately and was easily able to verify that I was a real person and working in a real Merrill office. Yes, AI is here to stay, however know when to leverage your connections and the power of a caring human. Ask for help, and be resilient, until you find the right person who can help. This was something that AI nor a robot could resolve 🙂

365 Coaching Tips: 319th, 320th & 321st

November 15th Coaching Tip: Witness History.

When you think history making moments are going to happen, plan to go. It might be a once in a lifetime moment. That indeed was the situation today, as our Indiana University Hoosier football team played their last home game of the season, only to set three records: IU now has the longest home game winning streak (15 games), the quarterback (Fernando Mendoza) threw his 30th touchdown pass, and IU is 11-0 (first time ever in program history).

A couple weeks ago, I could see this potentially happening, so I grabbed 16 tickets, and reached out to the fun friends in my life who would be up for seeing history be made. In no time, I had 16 friends agree to go to the game. We had a blast, laughing, eating, cheering, and celebrating our Hoosiers. Make those memories; plan and think ahead and involved those that you love and know how to have fun. Witness history together.

November 16th Coaching Tip: Big Week Ahead.

After a fun and record-breaking day yesterday, getting my rest was crucial for the big week ahead. Why such a big week? Lots of meetings this week and speaking nationally again. Prep for our early Thanksgiving dinner and my uncle is arriving and staying with us for four evenings. My partner and I went thru our calendars multiple times today and really discussed scenarios, when I would be where, what she needed to get done, and the what if’s. I’ve found that doing this on Sundays, while resting and refreshing, really keeps us on the same page. Talking it over with clarity, openness, and curiousity will help you all prep for the big weeks ahead.

November 17th Coaching Tip: Keep Reducing.

My word for the year was “Reduce.” Reduce the amount of food that I eat, reduce using plastics in my kitchen, reduce any work drama, reduce my weight. I did not really reduce my screen time (on my iPhone) and read more. However, starting December 1st, I’m going to drastically reduce my iPhone screen time on social media apps = Facebook, Instagram, Twitter, and Tik Tok. Going to reduce intentionally for 31 days; I’m also going to recommit reducing the amount of food that I’m eating (I took a three-month break from September thru November) to reduce my weight by a few pounds before the new year begins.

I also reduced inside my homes; over the last couple of months, I opened cabinet and closet doors to make four decisions on organization: what needed to be donated, repurposed, thrown away, or utilized. For example, I had four small containers of mousse for my hair. Quickly I realized that two were not even working properly, so I threw them away; two more were useable and I have been using them. As we finished the remodeled home, I was able to repurpose items that were infrequently to now be purposefully utilized as key staples in that home. I’ve made multiple trips to Goodwill and have another big trip to do before yearend. Reduce has been a wonderful word for the year, and I’m doubling down on it in December.

365 Coaching Tips: 316th, 317th & 318th

November 12th Coaching Tip: Catch Those Northern Lights.

My iPhone was all of the sudden starting to “blow up.” I was getting photos from my godson, his daughter, her mother, etc. Multiple photos. They were almost in tears, realizing that they were witnessing the Northern Lights. They were driving to their farm, the skies were dark, the stars were bright, and then they noticed the Northern Lights. Out popped their phones, and they just started taking photos.

I felt honored that they wanted to share their excitement with me; they felt pure joy. Only God can create those views, only God. The next evening, I was able to go outside and see the Northern Lights thru a photo, but I couldn’t witness them with the naked eye. Being in Indiana, this is not a normal thing to see the Northern Lights. If you can intentional, catch them.

November 13th Coaching Tip: Prepping for Appropriate Sleep.

We have a big weekend planned, with seven of us staying over in our newly remodeled home all weekend and a total of 16 of us pre-gaming for IU football versus Wisconsin. Sleep and steady pace at work were crucial this week. In fact, this evening I ordered some groceries, picked them up, drove to our “party” home for the weekend a whole evening early. I want to sleep well tonight, and also sleep in a bit on Friday morning.

Guess what? It worked. I slept great and was ready for our fun weekend ahead. Now that I’m in my 60’s, it’s in my best interest to get the appropriate amount of sleep. That means talk it over with your friends/spouse/family, and then get your sleep.

November 14th Coaching Tip: Show Up for Others.

Two years ago, Indiana University awarded me the Leanne Grotke award. The I-Association selects two female, former athletes who are still alive and making a difference in life and for IU. This evening, another one of my teammates was a winner of this prestigious award. Cindy was all-Big Ten all four years she played at IU, then she moved to California and soared with her career in the Cal State system teaching and inspiring other young adults. I was so glad that I showed up for her evening; Cindy’s parents and brother was there, and it was super to catch up with them, because we used to see them nearly every weekend during the season. And one other teammate showed up, Diane. Kindness showed up.

Was I busy? tired? Heck yeah I was. Do I have company coming over for the weekend? Yes I do. But it was the right thing to do to show up for Cindy. She appreciated it and we shared a moment about how we both have been deeply impacted by the horrors of dementia with those we love. Show up for others! We were basketball teammates, and now we’re teammates in life.

365 Coaching Tips: 307th, 308th & 309th

November 3rd Coaching Tip: Be Advanced.

When you quit learning, you’re dying. The coaching tip for today and these next three days all weave together: are you advanced and want to stay advanced in a skill that you have? Do you want to attain mastery and become elite? How are you continuing to learn?

This week I was able to be around the best talent in our financial industry, learn from them as well as share tips that we felt were relevant for their teams and the practices. The talent was advanced; they showed up at 630am in the morning, and were learning/sharing over dinners that went to 9pm. Choosing to be advanced is an intentional decision to be better than average. That takes dedication and discipline. Be advanced!

November 4th Coaching Tip: Be Elite.

Alot of people want to be elite, yet don’t take the time to be elite. Say what? Yes that’s right. To be elite, it takes time to be elite. I worked with two leaders today who are taking time on Fridays to focus on what they want to become as leaders, and how they want to lead their high-functioning teams. It will take time for both of them to think, then write down their thoughts on what they want to become elite at and why is it so important, then clarify it more by sharing it with trusted colleagues, which typically results in further improving it. Most importantly, role modeling what you want to be elite is crucial. Actions speak much louder than words. It will take work, commitment, habits that are stacked for your benefit to become elite, etc. To be elite, be ready to spend time on what it will take to be elite. And then do it…daily.

November 5th Coaching Tip: Want To Learn.

My mother continues to learn, nearly every day. She’s pushing 85 years old, and watching PBS about the Revolutionary War, Finding Your Roots, and Rick Steves travel documentaries on places that she’s never visited. She has the desire to learn; this keeps her relevant and her mind engaged. When someone in our family or her friends group mentions something about going to Scotland or Italy, although my mom has never been to either country, she can be a part of the discussion because she probably just watched a show or educational series on it.

I am wanting to learn more and more about AI; there is so much money and focus on AI right now, and I want to be on the leading edge of learning how to use it and understand the benefits that it can provide. Want to learn, whether it is a new technology, about a new person, or a new location on our beautiful planet.

365 Coaching Tips: 304th, 305th and 306th

October 31st Coaching Tip: Treats for Kids & Adults.

Halloween is now turning into a fun evening and treat for all ages. As a kid, I remember it being all about the kids, making outfits, having outfit contests, counting all the good candy, weighing how much candy we got, etc. Now it’s a full-on family affair; the parents are trick or treating WITH the kids, walking behind them or pulling them in wagons or pushing them in strollers. The parents are festive, happy, and in outfits as well. So step up your treats: adult size candy bars for the adults? or free beverages? And for the kids, the same good ole treats always work. Give ’em treats, no matter if it’s just kids or kids with their parents.

November 1st Coaching Tip: A World Series for The Ages!

Game 7 of the 2025 World Series had the Los Angeles Dodgers playing the Toronto Blue Jays, in Toronto. The Dodgers were trailing most of the game, got it tied in the 9th inning with a couple unlikely plays. On to the 11th inning the game went, and the relief pitcher (Yamamoto) was actually a starting pitcher ALL year for the Dodgers. Yamamoto somehow had pitched the evening prior, and then three full innings (9th, 10th, 11th) in this 7th game of the World Series. He was able to easily get the Blue Jays out in the bottom of the 10th (three up, three down). In the 11th inning, with a couple runners on base, the Blue Jays hit into a double play. Dodgers WON, 5-4.

Players stepped up and made highly stressful plays. Viewers all over the world were watching, some 25million viewers, late into the evening; Nov. 1st coincided with the time change, too. The stressful plays came from unlikely players; the Dodger’s 2nd baseman (Rojas) homered in the 9th to tie the game, 4-4; then in the bottom of the 10th, he threw home on a fielder’s choice and got the runner out at homeplate. In the bottom of the 9th, two Dodgers’ outfielders ran into one another, but the taller outfielder who had just been subbed in for defense indeed made the play. Then in the 11th inning, Dodger’s catcher Smith homered, to give the Dodgers a 5-4 lead. It was a world series for the ages; unlikely people stepped up. And the Dodgers’ manager made some critical decisions that worked to perfection. He believed in his players and trusted in his key decisions.

November 2nd Coaching Tip: Check Your Tire Pressure.

We have a couple cars that we keep in our garages in our north and south homes. Therefore, a couple of the cars may go a couple months without being driving. Today, I took one of the two cars for a drive to charge up the battery really good, fill up the gas tank, and ensure that the air pressure in all four tires was 42 psi. Of course, all four tires were NOT at 42 psi, so I spent two dollars after filling up the gas tank and aired up all four tires. “Safety first” was on my mind, before I head out to drive across the state tomorrow morning for three days of business meetings. Don’t wait; check your tire pressure. (Note: if you don’t know what tire pressure is correct for your car or truck, there is a sticker on the driver’s side door to indicate the preferred psi.)

365 Coaching Tips: 301st, 302nd, and 303rd

October 28th Coaching Tip: Take Care Of Your Toes.

It was time; go get a pedicure. I try to do it every three weeks. It’s an hour of time that I can completely relax and also care for my body. My feet are a priority to my overall wellness, since my favorite things to do are to walk and be outside, going to sporting events and working out. Taking care of my feet is and will continue to be a discretionary expense that I will keep in my budget. I’ve noticed that people who don’t take care of their feet tend to have ingrown toenails, nail disease, unattractive callouses, etc. Another thing that I have noticed is that as people age or get pre-diabetic or diabetic, some people have a hard time reaching their toes. Then, those toes are not cared for. This can create long tern issues. Take care of your toes.

October 29th Coaching Tip: An Evening With The Gals.

We love Italian dinners. We love our friends. And, we love celebrating birthdays. So we blended the three loves together, and five of us met, had wine and appetizers, opened some gifts, had dinner and yes, dessert. We arrived at 5:30pm, and rolled out of the restaurant around 7:50pm. We enjoyed the dining, our server was super, and he just let us talk and spend quality time together. Not once did we feel rushed, not once. We all got caught up, planned our next gathering for mid-November, and something for the summer of 2026 in Michigan. Get your time with your pals; it’s a huge indicator for long term wellness, your ability to keep strong social connections with some key people in your life. It doesn’t have to be family; it’s great if it is family, but friends who have deep, shared connections can be very healthy. Plan an evening with your people, the gals, the guys, the family.

October 30th Coaching Tip: Get Some Sunshine.

It’s fall, leaves are gorgeous, and it’s the day before Halloween. I purposefully went outside today to walk and soak up this fall weather, before it turns to winter. My walks included spitting rain in the morning, breezy winds in the afternoon, and cooler temperatures in the early evening. However, it was worth it. Being outside walking is my favorite thing to do; it’s free and full of freedom. And yes, there were a few moments of the sun shining thru the golden leaves; I stopped to take some photos and soak up some sunshine.

365 Coaching Tips: 298th, 299th & 300th

October 25th Coaching Tip: College Football Coaches Are CEO’s.

Top college football programs are multi-million dollar businesses. These football programs and coaches can transform universities and towns. This can work both ways; if the program wins, the benefits extend to an unmeasurable impact because it’s so large. If the football program loses, there are less visitors and fans, economic development, merchandise sold,

I’m feeling it and witnessing it as an alum of Indiana University. Our football program has been average to poor since our football team went to the Rose Bowl in the 1960’s. Sure, IU Football has gone to some other bowl games, but the fans haven’t been flocking to IU’s Memorial Stadium for decades. Now they are. Why? Because IU made the commitment to the football program, fired a nice head coach who did ok, and then hired a winning coach who had been overlooked for decades at numerous other programs.

In less than two years being on IU’s campus, Coach Cignetti has lit a fire under the IU students and alumni with the team’s winning performances last Fall and again this Fall. In fact, Coach Cig has the Hoosiers ranked #2 in the USA, only behind undefeated Ohio State and last season’s National Champ. Coach Cig isn’t just coaching college student athletes, he’s leading assistant coaches, trainers, volunteers; he’s in front of the media regularly and getting his “winning” viewpoint across to everyone. The IU alumni are now attending games, buying merchandise, paying attention, creating hype, etc. This may drive the University to add more high-quality seats to the 58,000 seat Memorial Stadium, which is 40,000 to 50,000 less seats than at Penn State, Tennessee, Michigan and Ohio State. When the new high-quality seats and suites are added, those fans will expect an upgrade in hotels, housing (AirBnB), restaurants, tourism, shopping and safety in the area nearby Memorial Stadium. The impact of an elite college football program and how it’s coach leads, wins, and communicates are BIG MONEY. (And I haven’t even mentioned all the NIL deals for the student athletes, which is multiple millions of dollars to attract top talent now.) Change is happening in college sports; in my opinion, there’s not a more important leadership decision than WHO is your college football coach. Do the math: 50,000 additional seats x $100/seat x 6 home games = an incremental $30 million dollars per year in revenue. Yes, there will be infrastructure costs to get those extra 40-50,000 seats, but the revenue is undeniable. An donor and businesses may fund that infrastructure.

October 26th Coaching Tip: VO2 Max Matters.

What is VO2 Max and what makes it so important to longevity? VO2 Max is the maximum amount of oxygen your body can consume during exercise. In other words, it is your cardiovascular fitness measurement. My wellness goal is to have VERY good and elite level VO2Max. I learned how important it is when I read the book by Dr. Peter Attia, “Outlive.” It’s now a favorite and I have it “pinned” on my Apple iPhone “Health” info app. (free, on your iPhone)

Currently, my VO2 Max is at 35.8. For my age of 61 years old, that’s in the high range. This summer, I achieved my highest VO2 Max level (since I’ve been measuring it) of 39.8, as I prepped for the National Senior Games. How did I do it? I was doing regular high intensity interval training, with sprints, fast walking, and rowing for over 18 months. Since August, I have taken a bit of a break from the HIIT training that I was doing for 18 months. My brain was telling me to give my hips and Achilles tendons some relief. So I have done that, and so my VO2 Max has dropped 4 points. Now that I’m more rested up and fully recovered from a September cold, I’ll be doing the HIIT training again soon as I head to Naples for the winter.

October 27th Coaching Tip: Practice, Practice, Practice.

Next week, I’ll be speaking with some of my colleagues five different times. Although each time is 30 to 50 minutes, while sharing the “stage”, it’s important to prep, know what you’re going to say, what topics are relevant and on the mind of the audience, and how we engage the audience, are ALL very important as we prep.

The best speakers make it look easy, and it’s because they know exactly what they are going to say, when, with the right tone and pace, etc. They know when to smile, to pause, to raise their voice, to use their hands to reinforce a point. This is because they have practiced. Some of the best leaders are the best communicators. When a leader can articulate clearly and simply, it’s very helpful for the audience/team/company that you are leading. If you’re going to speak, take time to intentionally practice, practice, practice.

365 Coaching Tips: 292nd, 293rd & 294th

October 19th Coaching Tip: Let It Rain.

We finally got some rain. The ground was very dry; as the farmers harvested their fields, the dust was heavy. I was thinking about planting some trees and perennials, but it had been too dry. The rain sounded so pleasant as it hit the metal roof that I even got up to open the windows to hear it rain. Sleeping with those windows open was good; I slept a bit longer and also deeper. Let it rain, let it all soak in. The good Lord has perfect timing with all things and the rain today was one of many perfectly timed things.

October 20th Coaching Tip: Embrace AI.

It’s here and it’s not going away. What? AI. It’s here. It’s everywhere. For example, when you order something on Amazon, pretty soon, you then get similar products recommended. If you ask Siri a question on your iPhone, you soon receive relatively accurate info on the topic that you asked about. Here’s what happened to me today: 1) I looked at an advertisement for a piece of jewelry, 2) clicked on the 15% and provided my email. Within minutes, I was receiving ads of similar looking jewelry but by different brands. It happened within seconds.

At work, our company has made the decision to rollout Microsoft Teams and AI is included via “Copilot”, which is like having a virtual, personal assistant on your laptop. Those who are utilizing it are getting work done much faster and it is saving time on projects, processing, and handling client inquiries. My thoughts are if you don’t embrace AI and others do embrace it, you’ll be far behind and it’ll be hard for you to catch up. BUT, always remember that humans want to be noticed and loved. So do both, embrace AI and love others.

October 21st Coaching Tip: Racism Is Roaring.

Both of my godsons have let me know that in the last few days, they have been subjected to racial comments. These men are now in their mid-30’s, and they both are indicating that they have never heard comments like they are hearing now. For example, one of them said a black lady yelled at him and told him to go back to Mexico. The other said that as he was bartending, and a white man was saying racist stuff that he had never heard. He was speechless.

As racism roars, I’m proud of my godsons for not engaging with those racists. I’m proud they both just moved on. Racism comments are unacceptable, and yet leaders in our country think that it’s ok to be selectively racist. Be better. As our mothers and grandmothers taught us, “if you can’t say something nice, don’t say anything at all.” Be intentionally better, treat others with respect and kindness.

365 Coaching Tips: 289th, 290th & 291st

October 16th Coaching Tip: Ask For Grace and Flexibility. 

I was concerned that I would miss my flight today. Last night, I asked the meeting coordinator and my colleague to see if I could speak earlier on the agenda to help ensure I made my flight. When we explained it to the person that I was requesting the switch with, he agreed quickly and understood. He then went on to share with me that he recently had a very scary health issue and was rushed to the ER for emergency brain surgery. I looked at him and listened intently to his story about him experiencing a stroke and being unable to talk. He said it was so scary and happened to fast. Being curious and listening to him allowed me to understand why he was flexible for me.

He had grace for me; I had grace for him and what he went thru recently. 

October 17th Coaching Tip: Have A Plan. 

This week as I traveled to New York City, I made a plan to not workout BUT get my exercise by walking and doing my stretching exercises. I also planned to not drink any alcohol; I had one drink all week and lots of club soda. Although I wanted to, I made the decision to not attend a Broadway show. Although this was a difficult plan, I am pleased to report that I did it and feel pretty good as I flew home on a Friday evening. I made my health the most important goal of the week: my wellness is more important than ANYthing.

Had I not had a plan, I would have probably squeezed in a show, drank a few drinks, and missed some exercise and lacked sleep.  Have a plan. 

October 18th Coaching Tip: Lots on your mind? Write it down.

As I returned from NYC this week and settled in at home, I had a lot of to do’s on my mind as the evening wrapped up. Finally, I grabbed a piece of paper and wrote every item down, line by line. A tip that I learned years ago was to keep some pens and pieces of paper by my bedside. If I’m rolling around at night with lots on my mind, I find that if I write it down in the middle of the night, I go back to sleep more quickly.

Give your brain a break; there is a lot rolling around in your head. Write it down, or have a to do list that’s prioritized in your notes on your iPhone, or put something on your iPhone calendar to remind you to do a task. Leverage the simple and electronic tools to ease your mind.

365 Coaching Tips: 286th, 287th & 288th

October 13th Coaching Tip: Check The Weather.

As I was packing and prepping for the work week, I repetitively checked the weather forecast for New York City. Flying there on a Tuesday, walking to work across Manhattan to three different buildings, I wanted to ensure I had the right clothing for comfort and warmth, and of course the Fall breezy days. I also was checking the weather for the weekend, since we have football tickets to a home game for Michigan State at Indiana University.

I packed efficiently and noticed that as I went thru the entire week with work and dinner clothing needs in NYC, as well as working out and sleep gear, I had packed just one extra tank top. The two extra scarves that I took worked well, as the sun went down in the evenings and I wore them to stay warm as I walked back from work and taxi drop offs.

As for the IU football game, intense weather alerts had been issued for game day. However, as I kept an eye on the weather very closely, it appeared to me that there would be no rain or threat of bad weather until about halftime. Sure enough, that’s exactly how it played out. I went to the game, stayed til halftime, then drove to our newly remodeled home nearby to watch the second half. Meanwhile, as I was making the short 12-minute drive home, IU officials postponed the game and had all of the fans leave their seats and take cover under the stands. Check the weather; it can be a simple check on your cell phone to help you be safe and sound.

October 14th Coaching Tip: Business Decisions.

In the last few days, I have a rental property that has been available for a few weeks. Surprisingly, we have not had much interest; however, in the last few days, I have received two rental applications after my realtor showed it to them both. Both of these men felt they were going to be selected and communicated well with me. But, business decisions are just that: business decisions.

My CPA helps me with my taxes and making good tenant decisions purely on the data that he reads in the rental applications. Both tenants made alot of money and were going thru divorces. One (let’s name him “Mike”) had a higher credit score than the other candidate. Mike also had nothing on his background check and was less pushy in the process. My CPA recommended that we go with Mike. Although the other tenant had no pets and Mike had a cat, Mike was willing to pay a non-refundable pet deposit, too. Use data intentionally to help make great business decisions.

October 15th Coaching Tip: You have options.

My mom got a recall notice on her Mitsubishi SUV. She called up her normal dealer and they were indicated that they didn’t know how to fix it. So, mom called me; I reminded her that I used to be in charge of warranty and recall notices for Caterpillar. She had forgotten about my warranty experience, so I reminded her that she can take her Mitsubishi to any Mitsubishi dealer to get the recall fixed. 

Today, she proudly called me as she drove home from another dealer and said they got it done in 40 minutes and had been doing them all week. Remember, you have options. Use them!